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Fighting the credit crunch with Microsoft Financing

With a severe shortage of liquidity the next few years will see the adoption of IT financing.

Specialist IT financing spreads the cost of an IT investment (software, equipment and support services) across a defined period. Financing makes perfect sense for companies looking to make major IT investments, as payments can be structured to:

  • smooth over the upfront costs

  • ensure predictable and regular cashflow

  • match the expected lifecycle of the equipment and services used.

 Microsoft Financing – spreading the load

In a credit-scarce economy bank financing may either be simply unavailable, or available only at high interest rates and after a painful amount of work. However, with the support of an expert partner network to ensure that these investments deliver real business benefits, Microsoft Financing structures loan/lease deals which are unsecured and require no guarantees. Bev Nicholls, Sales and Marketing Manager at Transam, says: “The credit crunch will make financing popular as other sources of capital may prove scarce.”

Microsoft Financing comes at a very reasonable cost, and above all it’s very simple to set up. Because software, hardware and associated products can all be financed in one deal even including non-Microsoft products, the buying process is simplified incredibly. The benefits for customers are as follows:

  • You can finance software, services, and hardware as long as there is at least one Microsoft component in the contract;

  • You can use the software as long as you need, as if you were paying cash. There are no additional charges at the end of the agreement unless specified;

  • Microsoft pays Transam on your behalf. Therefore, you receive your money more quickly;

  • Interest rates are competitive – Microsoft is not a financing company, it exists to help its customers' businesses;

  • Payments terms are available between 24 to 60 months – depending on the licensing contract;

  • Investment sizes can range from £1,000 up to a global deployment.

Transam believes many organisations will be keen to use vendor financing over traditional bank financing because it is easier than going to banks, especially for the £25,000-£50,000 investment range.

With the finance question often left until the end of the IT project plan, it can deter IT management from undertaking their desired implementation. And with the cost of money rising, Microsoft’s financing is most appealing.

With 30 years’ experience of building IT infrastructure solutions for organisations across many sectors, Transam is in an expert in helping organisations derive the best from their IT, including methods of financing. Call us today on 020 7549 3123 to discuss how we can help you.